Homebuyer Education is required for nearly all of the down payment assistance programs noted on this web site.   All programs accept face-to-face education provided by a HUD approved counselor.  Most programs accept HUD approved online education.  NONE of the programs accept over-the-phone or Lender provided homebuyer education.

Whether it be in-person or online, quality Homebuyer Education should take at least 6 hours to complete if not longer.  Anything less and the course may be a waste of your time.

​And the sooner you attend Homebuyer Education, the better off you are as a consumer.  Waiting until AFTER you've signed a Real estate contract, or a few days or weeks prior to closing of your loan will leave you in the dark regarding the process.

Speak with your participating Lender regarding the acceptable form of homebuyer education BEFORE you attend a course.  These courses are NOT free and you don't want to accidentally attend the wrong course.

Face-To-Face HUD approved Homebuyer Education providers in the entire State of Florida
Click on this link to be redirected to the HUD site.  A list of all of the HUD approved education providers will populate.    

Online HUD approved Homebuyer Education providers
Click on the links below to be redirected to the HUD approved online education providers.
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Online education from eHomeAmerica

Online education from Fannie Mae Home Ready

Online education from Freddie Mac Credit Smart 

Online education from Arch Mortgage Insurance Company

Online education from Essent Mortgage Insurance Company

Online education from Radian Mortgage Insurance Company




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