First Mortgage Program with
​Down Payment Assistance

Many buyers struggle with down payment assistance.  Not only coming up with the cash on their own but finding a down payment assistance program with  available funds.  All of the programs on this web page are continuously funded.  No more guessing if funds are still available because these programs never run out of money.  

​Qualified borrowers will receive a 30-year fixed rate first mortgage with down payment and closing cost assistance.  The type of assistance varies but is either a grant (meaning no repayment) or second mortgage (at 0% interest rate and deferred).  

Ready to start offering down payment assistance funds?
There are just a few qualifications...

1. Licensed to originate residential mortgage loans in the State of Florida (minimum 2 years in business);
2. Able to originate, process, underwrite, close, table fund the first mortgage loan & down payment assistance and capable of interim servicing;
3. Not under supervisory control of, or subject to, enforcement proceedings by federal banking regulators with respect to any violations or alleged violations of federal banking laws or regulations;
4. Minimum Net worth requirement by the program Master Servicer U.S. Bank;
5. Underwriter experience requirement by the program Master Servicer U.S. Bank;
6. Minimum annual volume requirement by the program Master Servicer U.S. Bank;
7. Following approval of the lender participation documents, a lender must attend a mandatory lender training. 

Click on a link below view the lender participation documents.
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​Alachua County
First Mortgage program that also offers down payment and closing cost assistance.
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Baker County
First Mortgage program that also offers down payment and closing cost assistance.

 
Bay County
First Mortgage program that also offers down payment and closing cost assistance.

 
Bradford County
First Mortgage program that also offers down payment and closing cost assistance.

 
Brevard County
First Mortgage program that also offers down payment and closing cost assistance. 
And Mortgage Credit Certificate program.

 
Broward County
First Mortgage program that also offers down payment and closing cost assistance.

 
Calhoun County
First Mortgage program that also offers down payment and closing cost assistance.

 
Charlotte County
First Mortgage program that also offers down payment and closing cost assistance.

 
Citrus County
First Mortgage program that also offers down payment and closing cost assistance.

 
Clay County
First Mortgage program that also offers down payment and closing cost assistance.

 
Collier County
First Mortgage program that also offers down payment and closing cost assistance.

 
Columbia County
First Mortgage program that also offers down payment and closing cost assistance.

 
DeSoto County
First Mortgage program that also offers down payment and closing cost assistance.

 
Duval County
First Mortgage program that also offers down payment and closing cost assistance. 
And Mortgage Credit Certificate program.

 
Escambia County
First Mortgage program that also offers down payment and closing cost assistance.

 
Flagler County
First Mortgage program that also offers down payment and closing cost assistance.

 
Franklin County
First Mortgage program that also offers down payment and closing cost assistance.

 
Gadsden County
First Mortgage program that also offers down payment and closing cost assistance.

 
Gilchrist County
First Mortgage program that also offers down payment and closing cost assistance.

 
Glades County
First Mortgage program that also offers down payment and closing cost assistance.

 
Gulf County
First Mortgage program that also offers down payment and closing cost assistance.

 
Hamilton County
First Mortgage program that also offers down payment and closing cost assistance.

 
Hardee County
First Mortgage program that also offers down payment and closing cost assistance.

 
Hendry County
First Mortgage program that also offers down payment and closing cost assistance.

 
Hernando County
First Mortgage program that also offers down payment and closing cost assistance.

 
Highlands County
First Mortgage program that also offers down payment and closing cost assistance.

 
Hillsborough County
First Mortgage program that also offers down payment and closing cost assistance. 
And Mortgage Credit Certificate program.

 
Holmes County
First Mortgage program that also offers down payment and closing cost assistance.

 
Indian River County
First Mortgage program that also offers down payment and closing cost assistance.

 
Jackson County
First Mortgage program that also offers down payment and closing cost assistance.

 
Jefferson County
First Mortgage program that also offers down payment and closing cost assistance.

 
Lafayette County
First Mortgage program that also offers down payment and closing cost assistance.

 
Lake County
First Mortgage program that also offers down payment and closing cost assistance.

 
Lee County
First Mortgage program that also offers down payment and closing cost assistance.

 
Leon County
First Mortgage program that also offers down payment and closing cost assistance.

 
Levy County
First Mortgage program that also offers down payment and closing cost assistance.

 
Liberty County
First Mortgage program that also offers down payment and closing cost assistance.

 
Madison County
First Mortgage program that also offers down payment and closing cost assistance.

 
Manatee County
First Mortgage program that also offers down payment and closing cost assistance. 
And Mortgage Credit Certificate program.

 
Marion County
First Mortgage program that also offers down payment and closing cost assistance.

 
Martin County
First Mortgage program that also offers down payment and closing cost assistance.

 
Miami-Dade County
First Mortgage program that also offers down payment and closing cost assistance. 
And Mortgage Credit Certificate program.

 
Monroe County
First Mortgage program that also offers down payment and closing cost assistance.

 
Nassau County
First Mortgage program that also offers down payment and closing cost assistance.

 
Okaloosa County
First Mortgage program that also offers down payment and closing cost assistance.

 
Okeechobee County
First Mortgage program that also offers down payment and closing cost assistance.

 
Orange County
First Mortgage program that also offers down payment and closing cost assistance.

 
Osceola County
First Mortgage program that also offers down payment and closing cost assistance.

 
Palm Beach County
First Mortgage program that also offers down payment and closing cost assistance. 
And Mortgage Credit Certificate program.

 
Pasco County
First Mortgage program that also offers down payment and closing cost assistance.

 
Pinellas County
First Mortgage program that also offers down payment and closing cost assistance.

 
Polk County
First Mortgage program that also offers down payment and closing cost assistance.

 
 
Putnam County
First Mortgage program that also offers down payment and closing cost assistance.

 
Santa Rosa County
First Mortgage program that also offers down payment and closing cost assistance.

 
Sarasota County
First Mortgage program that also offers down payment and closing cost assistance.

 
Seminole County
First Mortgage program that also offers down payment and closing cost assistance.

 
St. Johns County
First Mortgage program that also offers down payment and closing cost assistance.

 
St. Lucie County
First Mortgage program that also offers down payment and closing cost assistance.

 
Sumter County
First Mortgage program that also offers down payment and closing cost assistance.

 
Suwanee County
First Mortgage program that also offers down payment and closing cost assistance.

 
Taylor County
First Mortgage program that also offers down payment and closing cost assistance.

 
Union County
First Mortgage program that also offers down payment and closing cost assistance.

 
Volusia County
First Mortgage program that also offers down payment and closing cost assistance.

 
Wakulla County
First Mortgage program that also offers down payment and closing cost assistance.

 
Walton County
First Mortgage program that also offers down payment and closing cost assistance.

 
Washington County

First Mortgage program that also offers down payment and closing cost assistance.

 

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